There is one insurance company which his providing the maternity rider and that too with the low deductible amount of 1500$ per individual. It is known as HAS or Health Saving Account. In this plan when the amount of deductible is reached to the company and the pregnancy period of 9 months get over, this scheme will provide the medical cover for the pregnancy. In this plan, one can fund the account of the HAS with a minimum amount of 1500$ and that too against his income. This amount can be withdrawn without any tax to meet the deductible amount. In present time, HAS plan is the most popular policy among the families.

There is another popular plan which includes no waiting period and also provides all the benefits till the policy is held with the insured person. The provision for maternity will include a cover of 2000$ in the first 2 years. During the time of third and fourth year, the policy can pay up to an amount of 4000$ and then in the successive year the amount of coverage increases up to 6000$.

Another simple option for the availing the maternity insurance is to make the woman self insure for her pregnancy. There are number of consumers who will purchase the conventional policy of health insurance for families or go for the qualified HAS plan and hence can save a lot of money by saving all the maternity expenses involved. In such cases, the final bill will also be paid by the insurance company.